Free Credit Reports and Credit Scores
Welcome to the Personal Credit Bureau Services
With the current credit crisis casting a dark shadow over almost everyones personal finances, it is extremely important that you have knowledge of what your current credit score is before you start to seek out finance. With a free credit report from PCBS' partners you can check all three of the main credit unions of the USA with one application. What's more, the initial monthly fee for this credit report is waived and you can cancel at anytime.
Helpful Articles
A Beginner’s Guide to Credit Scores
Do you know what your credit score is? You probably do, because that little three digit number is almost as important as your Social Security number when it comes to getting things like a job, a home, a car, insurance, or a credit card. This number can change, depending on the state of your credit. If your credit is AAA, you will have the highest possible credit score.
Contacting The Credit Bureaus
The law states that you have a right to see your credit file at times other than the once a year free credit report that you can request from the three major credit bureaus. If any of the following circumstances apply to you, you can contact TransUnion, Experian, or Equifax at any time.
Free Credit Reports
See all three of your credit reports and credit scores with your 7-day FREE Privacy Matters 1-2-3 trial membership.
Monitoring and reports from the three credit bureaus - TransUnion, Equifax and Experian.You'll also receive Your Savings ClubSM, a premier shopping and savings program. Free for 7-days, $19.95/month if you do not cancel. Cancel anytime.
Recent Credit Report Articles
Consumers Apply for Fewer Mortgages
During the first week of February the number of mortgage applications dropped. This was not particularly good news for the economy because it means that the demand for new homes is falling even as the recovery tries to find stronger footing. The falling demand for mortgages occurred despite the availability...
Go One Place for Free Credit Reports
There are plenty of advertisements on television warning consumers about the problem of identity theft. There is one with singing pirates or singing medieval men that make identity theft almost sound like fun. One identity theft commercial has a policeman who explains he had his identity stolen. The...
So You Know Your Credit Score But What Does It Mean?
You’re always being told to check your credit score. Magazine articles, TV commercials, and financial experts are always proclaiming the utter necessity of knowing your credit score. True, your credit score does have a big impact on your ability to get more credit, to obtain gainful employment,...