Free Credit Reports and Credit Scores
Welcome to the Personal Credit Bureau Services
With the current credit crisis casting a dark shadow over almost everyones personal finances, it is extremely important that you have knowledge of what your current credit score is before you start to seek out finance. With a free credit report from PCBS' partners you can check all three of the main credit unions of the USA with one application. What's more, the initial monthly fee for this credit report is waived and you can cancel at anytime.
Helpful Articles
A Beginner’s Guide to Credit Scores
Do you know what your credit score is? You probably do, because that little three digit number is almost as important as your Social Security number when it comes to getting things like a job, a home, a car, insurance, or a credit card. This number can change, depending on the state of your credit. If your credit is AAA, you will have the highest possible credit score.
Contacting The Credit Bureaus
The law states that you have a right to see your credit file at times other than the once a year free credit report that you can request from the three major credit bureaus. If any of the following circumstances apply to you, you can contact TransUnion, Experian, or Equifax at any time.
Free Credit Reports
See all three of your credit reports and credit scores with your 7-day FREE Privacy Matters 1-2-3 trial membership.
Monitoring and reports from the three credit bureaus - TransUnion, Equifax and Experian.You'll also receive Your Savings ClubSM, a premier shopping and savings program. Free for 7-days, $19.95/month if you do not cancel. Cancel anytime.
Recent Credit Report Articles
Consumers Voluntarily Giving Up Credit Cards
Consumers are voluntarily giving up their credit cards in record numbers according to CreditCards.com. The company did a poll and found that one out of every ten Americans has either voluntarily closed their accounts or have lost the use of the credit cards for any of a number of reasons. The poll covered...
The Credit Card in 2010
The new Credit Card Accountability, Responsibility, and Disclosure Act will go into effect February 22, 2010. Americans will see stronger consumer protections against interest rate hikes within the first 12 months of opening an account and easier to understand monthly statements. College students will...
Consumer Federation of America Asks Regulators to Address RALs
The Consumer Federation of America (CFA) is a watchdog group that is pursuing those businesses offering refund anticipation loans. The consumer group has been “mystery shopping” and has uncovered many cases of deceptive practices on the part of a variety of businesses but especially among tax preparation...