How Establishing Business Credit Can Benefit Your Personal Finances

So many people have started small businesses or have considered doing this that it is imperative that anyone who undertakes this venture understands the need for separation of personal credit and business credit. [Read more]

Unsecured Personal Loans – Do They Still Exist?

Trying to rebuild your credit is a challenging enterprise to undertake at the best of times. In today’s destructive financial climate, however, it can be downright depressing to cope with the demands and stresses placed upon the individual with poor credit. [Read more]

Little Change Evident In Treasuries Rates

There looks to be very little change in the rates on Treasury notes even after Fed Chairman Ben Bernanke announced that interests would be kept close to zero for the foreseeable future and the government intended to sell $115 billion in note – a record number. [Read more]

What A Good Credit Rating Means And What You Can Do To Get It

A good credit rating is something that everyone knows they should have, but not everyone has it. The more disturbing fact is that many people have no idea what their credit rating is and do not know much more than that about what they can do to improve it. If you begin with an understanding of all the things that a good credit rating can do for you then you will be more receptive to all the ways that you can work toward a good, or better, credit rating. [Read more]

How Your FICO Credit Score Is Calculated

Everyone needs to keep an eye on their credit. A few late payments or other financial mismanagements could change you from someone with good credit to someone with poor credit rather quickly, but do you even know how your credit score is calculated? Do you know what factors play a role? More importantly, do you know how much of a role each one plays? [Read more]