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	<title>Comments on: Be Careful When Choosing A Credit Card</title>
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	<description>Credit cards, free credit reports and debt consolidation</description>
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		<title>By: Amy Underwood</title>
		<link>http://www.pcbs.org/be-careful-when-choosing-a-credit-card/comment-page-1/#comment-3577</link>
		<dc:creator>Amy Underwood</dc:creator>
		<pubDate>Wed, 08 Oct 2008 22:49:54 +0000</pubDate>
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		<description>Thank you for your article.  So often credit cards get a bad reputation, but there are many benefits that come from choosing the right card and making an informed decision.  I myself have several cards and have an excellent credit rating because I make sure to make my payments and try to use them for items for which I can manage to make payments. For example,with the price of gas these days why not use a credit card that gives cash back on gas purchases. You pay for the gas anyway--Just pay off the balance and earn your rewards.  I budget for the expense and used to put the payments on my debit card--Now I use my gas credit card make my payments and earn back 5%.</description>
		<content:encoded><![CDATA[<p>Thank you for your article.  So often credit cards get a bad reputation, but there are many benefits that come from choosing the right card and making an informed decision.  I myself have several cards and have an excellent credit rating because I make sure to make my payments and try to use them for items for which I can manage to make payments. For example,with the price of gas these days why not use a credit card that gives cash back on gas purchases. You pay for the gas anyway&#8211;Just pay off the balance and earn your rewards.  I budget for the expense and used to put the payments on my debit card&#8211;Now I use my gas credit card make my payments and earn back 5%.</p>
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