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	<title>Comments on: Delinquent Payments Can Haunt Your Credit Score</title>
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	<description>Credit cards, free credit reports and debt consolidation</description>
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		<title>By: The Mortgage Broker Blog</title>
		<link>http://www.pcbs.org/delinquent-payments-can-haunt-your-credit-score/comment-page-1/#comment-3863</link>
		<dc:creator>The Mortgage Broker Blog</dc:creator>
		<pubDate>Sun, 25 Jan 2009 11:33:37 +0000</pubDate>
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		<description>What we have noticed as independent mortgage brokers in the UK is that now the mortgage and loan companies are hunting for any slight default in your history e.g short on payment by $1 or £1 or if you were even 1 day late in payment it is being registered as bad credit and affecting your credit rating this is all because the mortgage and loan companies do not want to lend out any money due to their poor capital ratios and reserves on their books.  So the public and customers who have any credit beware of this or face a red mark in your credit score!</description>
		<content:encoded><![CDATA[<p>What we have noticed as independent mortgage brokers in the UK is that now the mortgage and loan companies are hunting for any slight default in your history e.g short on payment by $1 or £1 or if you were even 1 day late in payment it is being registered as bad credit and affecting your credit rating this is all because the mortgage and loan companies do not want to lend out any money due to their poor capital ratios and reserves on their books.  So the public and customers who have any credit beware of this or face a red mark in your credit score!</p>
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