Comments on: Potential Credit Card Laws to Protect Consumers http://www.pcbs.org/potential-credit-card-laws-to-protect-consumers/ Credit cards, free credit reports and debt consolidation Tue, 02 Mar 2010 01:47:59 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: dammy http://www.pcbs.org/potential-credit-card-laws-to-protect-consumers/comment-page-1/#comment-3960 dammy Thu, 09 Jul 2009 19:12:37 +0000 http://www.pcbs.org/?p=46#comment-3960 i feel bored the banks keep telling me if i do not show an evidence of workmanship ican not get amaster card.and i am just a student who just started working on net without any form of payment.is there any way out. i feel bored the banks keep telling me if i do not show an evidence of workmanship ican not get amaster card.and i am just a student who just started working on net without any form of payment.is there any way out.

]]> By: chris http://www.pcbs.org/potential-credit-card-laws-to-protect-consumers/comment-page-1/#comment-3459 chris Fri, 19 Sep 2008 13:58:41 +0000 http://www.pcbs.org/?p=46#comment-3459 I have a credit card from IMAGINE, its a mastercard. Heres my situtation that im really PO'D about. Heres what happened. When I first got this card. i set the card up with a bank acct. i since then have closed the acct and added my new acct to the imagine card. this is how i pay my payments online. Keep in mind that i only used my old acct to open the imagine credit acct. now ive been paying all my payments with my new checking acct. when you log into my imagine credit card acct, and when i click on "make a payment" my checking acct information is already saved in the acct so all i do is type the amount i want to pay and click submit. Ive never been late, my minumum payment that imagine was asking me to pay was only $30. so i paid it. Well it said proccessed and a day later imaging gave me an increased line of credit. well then this happens. about 5 days later i get an email saying my payment didnt go thru and that it came back as acct closed? i was thinking what the he**? well i pull up my checking acct and theres no imagine listed anywhere for that payment date. so i call them. they tell me the acct was closed, i argue and said no its not, well they said they would fix my acct if the bank says the acct was open so i call the bank on three way calling with imagine on the phone, they chit chat and verify the acct # etc etc. theres always at least $800 in my acct at all times. The bank verified the acct # from imagine. imagine now says they cant take off all these overdraft charges and other misc fees they've tacked onto my acct. so now im piss**! So i argue with them, so instead of paying the original $30, i turn around with the same bank acct and pay $60 (double payment) just to satisfy them. keep in mind this is 5 days after my original payment. ive emailed the company and called everyone supervisor i could get in touch with. Now there saying the payment was made using the original bank # which is a lie, because its not even listed in my imagine acct since 4 mos ago.; the only acct # is the one i always use which is automatically stored in my imagine acct. keep in mind, when i pay my payment every month, i dont enter any checking information because its already stored. so i could;nt have typed in the wrong # like there saying must have happened. its bulls***! So i get an email from customer service this morning stating "Sir... You couldnt have typed in the wrong # because we dont have the option of typing in an acct # we are sorry for any inconveince please call imagine for any further assistance" well no sh** sherlock. Now im really mad. So i call customer service, GUESS WHAT NOW. they refuse to take off those charges, and since i even paid a double payment of $60 instead of $30...guess what... they say now i need to pay another $57 or my acct will not be in good standing. WHAT THE FU**!!!!!!!!! Can somone please tell me the appropriate authorties to contact to report imagine credit card to? the card says the first bank of delaware on the back. I have got nowhere by calling these folks, the absolutely say its not thier fault something happend and my payment went back four months and was paid with my old acct, which is a lie, because when i called the bak with them on the phone, my new acct # is the one they was verifiying, but when they verified that it was good, now there saying something different, its a scam. please email me at lucky7lv@hotmail.com for help and give me the # to call to report these people. I have a credit card from IMAGINE, its a mastercard. Heres my situtation that im really PO’D about. Heres what happened. When I first got this card. i set the card up with a bank acct. i since then have closed the acct and added my new acct to the imagine card. this is how i pay my payments online. Keep in mind that i only used my old acct to open the imagine credit acct. now ive been paying all my payments with my new checking acct. when you log into my imagine credit card acct, and when i click on “make a payment” my checking acct information is already saved in the acct so all i do is type the amount i want to pay and click submit. Ive never been late, my minumum payment that imagine was asking me to pay was only $30. so i paid it.

Well it said proccessed and a day later imaging gave me an increased line of credit. well then this happens. about 5 days later i get an email saying my payment didnt go thru and that it came back as acct closed? i was thinking what the he**? well i pull up my checking acct and theres no imagine listed anywhere for that payment date. so i call them. they tell me the acct was closed, i argue and said no its not, well they said they would fix my acct if the bank says the acct was open so i call the bank on three way calling with imagine on the phone, they chit chat and verify the acct # etc etc.

theres always at least $800 in my acct at all times. The bank verified the acct # from imagine. imagine now says they cant take off all these overdraft charges and other misc fees they’ve tacked onto my acct. so now im piss**! So i argue with them, so instead of paying the original $30, i turn around with the same bank acct and pay $60 (double payment) just to satisfy them. keep in mind this is 5 days after my original payment. ive emailed the company and called everyone supervisor i could get in touch with. Now there saying the payment was made using the original bank # which is a lie, because its not even listed in my imagine acct since 4 mos ago.; the only acct # is the one i always use which is automatically stored in my imagine acct.

keep in mind, when i pay my payment every month, i dont enter any checking information because its already stored. so i could;nt have typed in the wrong # like there saying must have happened. its bulls***! So i get an email from customer service this morning stating “Sir… You couldnt have typed in the wrong # because we dont have the option of typing in an acct # we are sorry for any inconveince please call imagine for any further assistance” well no sh** sherlock. Now im really mad. So i call customer service, GUESS WHAT NOW. they refuse to take off those charges, and since i even paid a double payment of $60 instead of $30…guess what… they say now i need to pay another $57 or my acct will not be in good standing. WHAT THE FU**!!!!!!!!!

Can somone please tell me the appropriate authorties to contact to report imagine credit card to? the card says the first bank of delaware on the back. I have got nowhere by calling these folks, the absolutely say its not thier fault something happend and my payment went back four months and was paid with my old acct, which is a lie, because when i called the bak with them on the phone, my new acct # is the one they was verifiying, but when they verified that it was good, now there saying something different, its a scam. please email me at lucky7lv@hotmail.com for help and give me the # to call to report these people.

]]> By: Handle Your Credit Wisely http://www.pcbs.org/potential-credit-card-laws-to-protect-consumers/comment-page-1/#comment-41 Handle Your Credit Wisely Wed, 27 Aug 2008 11:32:04 +0000 http://www.pcbs.org/?p=46#comment-41 [...] Potential Credit Card Laws to Protect Consumers [...] [...] Potential Credit Card Laws to Protect Consumers [...]

]]> By: credit card http://www.pcbs.org/potential-credit-card-laws-to-protect-consumers/comment-page-1/#comment-32 credit card Mon, 25 Aug 2008 14:49:25 +0000 http://www.pcbs.org/?p=46#comment-32 The best part of the proposal is requiring banks to notify consumers if they closing in on their account limits. Consumers and issuing banks need to work together to create more of a cohesive partnership instead of preying on most consumers. The best part of the proposal is requiring banks to notify consumers if they closing in on their account limits. Consumers and issuing banks need to work together to create more of a cohesive partnership instead of preying on most consumers.

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