Go One Place for Free Credit Reports

There are plenty of advertisements on television warning consumers about the problem of identity theft. There is one with singing pirates or singing medieval men that make identity theft almost sound like fun. One identity theft commercial has a policeman who explains he had his identity stolen. The implication is that if a policeman can become a victim then anyone can become a victim. [Read more]

New Ways To Improve Your Credit Score

You know that your credit score impacts your life. It determines how much you will pay for loans and if you will even be able to get one. It may even determine if you are hired for a job that you apply for. [Read more]

Contacting The Credit Bureaus

The law states that you have a right to see your credit file at times other than the once a year free credit report that you can request from the three major credit bureaus. If any of the following circumstances apply to you, you can contact TransUnion, Experian, or Equifax at any time.

Did you apply for credit, but you were denied because of something that is in your credit file? This happens more than you think, but if you are sure that there should be nothing in your credit file that would keep a company from granting you credit, contact the credit bureau listed at the bottom of the letter you will receive. [Read more]