Credit Card Tips

Choosing a credit card that is right for you can be a fairly tricky challenge. At first glance, it seems as if it’s all too easy to score a credit card and find yourself making payments the next day for almost anything you want under a grand or so — and it may very well be too easy, in fact. Even though its a strong indication of the generous nature of America’s economy, credit cards have a way of being very slippery with the policies behind their use. Even good cards can turn a user experience sour when handled inappropriately. [Read more]

Trends of Declining Credit Card Mail Continue in 2008

The financial research organization Mintel Compremedia reports today that the amount of materials sent by credit card companies to customers and potential customers through the U.S. mail system has declined by 3% in 2008. This continues a decrease in credit card mail volume since the month of October, 2007. Indeed, since 2007, the total amount of material sent by credit card companies throught the U.S. mail has dropped by 19%-from 900 million documents sent through the mail in October 2007, to 729 million documents sent out in January of 2008. [Read more]

Research Sheds Light On Credit Card Rewards Programs

TowerGroup, the pioneering research and consulting company dedicated to serving today’s leading financial institutions, has issued a new report. It is called “Pointing in the Right Direction: Rethinking Credit Card Payment Rewards in a Challenged Economy.” The report explores today’s hurting economy and offers insight into what credit card companies can do to help customers make their payments in these troubled, troubling times. [Read more]

Avoiding Credit Card Woes

It just seems to be that when it comes to a credit card and the average American, no matter how much that person may try to avoid high interest rates, late payment, or overdrawn charges, he or she with inevitably run into a billing issue with the company that issues them a card and they will find themselves in a rut trying to fix the problem. [Read more]

Using A Credit Card Wisely

Credit Cards are an important aspect of America’s economy. Being primarily based on credit, the financial landscape of the nation relies heavily on promoting the concept in order to make transactions work between private parties, businesses, and combinations of the two. Because of such, there are plenty of things that revolve around affecting credit, but one of the most important and most significant contributes to credit in general lies in the power of credit card. [Read more]

Be Careful When Choosing A Credit Card

One of the biggest cornerstones to the American (and even global) economy is the credit industry. The United States, for better or worse, relies on credit as a platform for most business transactions between citizens at large and the companies that they deal with. It’s not always the best system for everything, and some people have associated many of the problems and pitfalls of today’s economy with it, but generally speaking, it’s not inherently flawed so much as people tend to make bad choices regarding it. [Read more]

Tame That Credit Card And Leave It Be

When it comes to life, there are more than a handful of rules that one can live by. You can pick and choose whichever you like, but as you move through experiences, you develop a sense of understanding that gives you the wisdom to apply the ones that make the most sense to you. For some, there’s things as simple and classic as “An apple a day…”, and the prudent enjoy “A penny saved is a penny earned”. However, the wisdom behind these examples can be instilled in you without having to learn their meaning the hard way, and one such example that you should live by in regards to your personal finances is the old saying “Never bet what you can’t afford to lose.” [Read more]

Democratic VP Worries Credit Card Industry

The upcoming presidential election is giving the credit card industry cause for concern. Industry thinkers are worried about the impact of democratic presidential candidate Barack Obama’s union with Delaware Sen. Joe Biden.

Over the course of his political career, Barack Obama has been a vocal antagonist of the credit card industry. During a June meeting, the candidate has been quoted as saying, “for too long, credit card companies have been using unfair and deceptive practices to trick Americans into signing agreements they can’t afford.” If Obama becomes president, he is likely to push for increased government regulation over the activities of credit card companies. [Read more]

New Credit Card Deal For Home Depot

Home Depot is America’s second biggest retail merchant, after Wal-Mart. It also boasts one of the most extensive consumer credit card programs of any US retailer. Recently, Home Depot renewed its agreement with New York financial giant Citigroup, Inc. Citigroup has provided Home Depot with the credit cards that the retailer, in turn, offers to its consumers since 2003. [Read more]

Have Your Say With Credit Cards

The Federal Reserve is offering consumers a chance to have their voices heard about credit card practices. Now through August 4 consumers are able to go to the Federal Reserve’s website and voice their opinions on a set of new rules aimed at reforming the business practices of credit card companies. [Read more]

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