How to Write A Credit Repair Letter

So you have ordered a copy of your credit report, and studied it carefully. You have found several errors in your report of charges that you did not make, and a credit card account that is still open after you requested it to be closed. What do you do now? You write a credit repair letter.

What is a credit repair letter? It is a letter that you write to the credit bureau to tell them that there is a mistake in your files that you would like to have corrected. It’s best to make sure that this letter looks and sounds as if it came from a consumer rather than a credit repair agency. You want to get across to the credit bureau that you are a consumer who is a little upset to find errors in a credit report that is supposed to be error-free, according to the law. [Read more]